![]() ![]() SpotMe won’t cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. Chime, in its sole discretion, may allow you to overdraw your. Chime SpotMe is an optional, no fee service that requires you receive 500 in direct deposits a month to qualify to overdraw your account up to 20 on debit card purchases. Your limit may change at any time, at Chime’s discretion. Save When I Get Paid automatically transfers 10 of direct deposits of 500 or more to your savings account. You will receive notice of any changes to your limit. Your limit will be displayed to you within the Chime mobile app. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Members FDIC.ġ Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each at least once every 34 days. Banking services provided by, and debit card issued by, The Bancorp Bank, N.A. Help General Direct Deposit Direct Deposit Using direct deposit, benefits, bank transfers, debit cards, and cash. *Chime is a financial technology company, not a bank.
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